Surprises Making the most of surprises is a great reason to work with us. Share | Related Content Coaches Coaches have helped you your whole life, in ways big and small. We’d like to be one of them. Lots of Variables with Fixed-Rate Mortgages When selecting a fixed-rate mortgage, a borrower has to determine how many years to finance the loan. Comparing Mortgage Terms Estimate the total cost in today's dollars of various mortgage alternatives.